Importance of a Pre-Approval

In today's real estate market, it's essential to get pre-approved before starting your home search as it allows you to determine your purchasing power and better focus your search.

Typical Items needed to complete loan application: 

1. Last two year’s W-2 forms from current and/or past employer(s)

2. Last two year’s personal tax returns

3. Most recent pay check stub or direct deposit receipt for borrower or co-borrower

4. Two months most recent bank statements

5. Mortgage statement(s) for all properties owned

6. Copy of driver's license

7. Copy of rental agreement

8. If Any - Divorce, Bankruptcy, or Child Support Papers

9. Copy of mortgage statements(s) for any properties owned